Blog

This is why you need to build your own nest egg May 12, 2020

Pension reliance

I’ve lost count of the number of pension scandals we’ve seen in Britain over the years.

The repeated malfeasance left me inherently sceptical about relying on someone else to secure one’s retirement years.

If you don’t learn to make money for yourself, to...

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This is why you need to value your time properly May 11, 2020

Using downtime

It’s been an unusual couple of months, which some people have chosen to use productively – to learn, self-educate, get fit, or undertake a new skill – while others continue to waste countless hours on the internet.

Don’t get me wrong, we’ve all been...

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This is why you shouldn’t read the media May 08, 2020

Media agenda

Whenever bloggers, online personalities, or journalists post information online, it stands to reason that there’s an underlying agenda of some sort.

Motives aren’t always ulterior, of course.

But when you think about it, it’s also extremely unlikely that the agenda...

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This is why Australia is back in business May 07, 2020

Back to business

It was a glorious sunrise down at Sunshine Beach this morning, and it’s become abundantly clear that Australia is getting back to business now.

The tradies were out in force, the jackhammers were very active as renovation and construction has resumed, coffee shops have...

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This is where your financial thermostat is set May 06, 2020

Financial thermostat

My friend and mentor Michael Yardney told me some years ago that the blunt truth is your bank balance is a way of keeping score.

And your bank balance doesn’t lie.

It’s written there in black and white at the end of each month for you.

Effectively your net worth...

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This is what the shutdown means for your strategy May 05, 2020

Tax reforms afoot

A few thoughts for you today on what life might look like on the ‘other side’ of the Coronavirus shutdown.

There are plans afoot for a staged transition from stamp duty to a broad-based land tax in New South Wales as part of wider tax reform package.

Ostensibly this...

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Understanding the double coincidence of wants May 02, 2020

I recorded a few thoughts while out on my morning run around Noosa this morning, which you can watch in the short video below.

We’re now heading into Australia’s first recession in three decades.

As is the case with every recession, this will be a period of some turmoil which will...

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This is why it’s a great time to revisit our 4Fs model Apr 06, 2020

The 4Fs revisited

Many of us are finding we must spend more time at home this year, for unforeseen reasons.

It’s a great opportunity, therefore, to revisit our 4Fs model.

Our general belief is that you need each of the 4Fs to be in balance.

To recap, the 4Fs are: Fun, Fitness, Finance, and...

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