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This is how to separate signal from noise Aug 15, 2019

It seems likely that a period of volatility lies ahead.

Volatility brings opportunities as well as threats.

So it’s important to know what your strategy is, and then execute it accordingly.

It’s also important to separate the media noise from the signal.

I discuss a little in this...

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This is how to increase your earning capacity Aug 13, 2019

The post-financial crisis era has largely been characterised by low income growth for employees, and not only in Australia.

If you’re an employee then increasing your earning power is a key tenet of your ability to move ahead, as it directly impacts upon your capacity to save and invest.

...

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This is rule #1 of compounding your wealth Aug 13, 2019

Warren Buffett said that Rule #1 of investing is to not lose money.

And Rule #2?

Well, see Rule #1.

It’s a truism to say that you shouldn’t lose money on investments.

But there’s an important mathematical principle behind the mantra.

That is, if your portfolio drops by half (50...

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This is why it’s hard for employees to win Aug 11, 2019

It seems that in developed countries the highest rate that governments can tax salary income at these days is about 50 per cent before the hissing from the goose becomes too loud.

It’s tough for employees to get ahead when the top slice of income is taxed so heavily, while the remained can...

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This is how to design your roadmap Aug 11, 2019

In business schools they used to have a saying: ‘what gets measured gets done’.

Perhaps they still do, for all I know…either way, it’s very true!

It’s not uncommon to push wealth creation plans and personal finances onto the back-burner, because life so easily gets...

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This time isn’t different Aug 10, 2019

As a vegetarian I was naturally thrilled to see the successful float of Beyond Meat (NASDAQ: BYND).

That’s great, but anyone can see that valuing a company with such tiny revenues at almost US$10 billion is also beyond ridiculous.

I don’t mind using Uber either, for that matter, but...

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This is the price of popularity Aug 10, 2019

There are a handful of decent quality stocks in Australia with strong growth prospects.

The problem is, the prices of many growth stocks right now are outlandish.

In the US equivalent stocks, the prices are often borderline ludicrous.

Not everywhere around the world has been so expensive, but at...

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This is why low rates are now a gamechanger Aug 08, 2019

If you’re seeking financial independence it’s probably time to let go of the idea that interest rates are going to rise meaningfully any time soon.

It’s been becoming incrementally less and likely likely that income from term deposits or cash equivalents will form a powerful...

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