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The Three Wells - Well 3 Nov 20, 2020

As I have mentioned in previous blog posts, we categorise personal wealth in the accumulation phase of life into three 'Wells'.

To recap,

  • Well 1 refers to Liquid funds (<12 months)
  • Well 2 is our Living, lifestyle, and leisure (2 to 5 years).

And lastly is Well 3 which is what I speak...

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The Three Wells - Well 2 Nov 20, 2020

To continue our conversation on the three Wells, today I get into further detail on Well 2

Well 2 is the Living, lifestyle, and leisure well. (2 to 5 years)

It is a second well of money which can also be actively managed to cover upcoming living expenses, holidays and...

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This is why you need to build your own nest egg May 12, 2020

Pension reliance

I’ve lost count of the number of pension scandals we’ve seen in Britain over the years.

The repeated malfeasance left me inherently sceptical about relying on someone else to secure one’s retirement years.

If you don’t learn to make money for yourself, to...

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This is why it’s a great time to revisit our 4Fs model Apr 06, 2020

The 4Fs revisited

Many of us are finding we must spend more time at home this year, for unforeseen reasons.

It’s a great opportunity, therefore, to revisit our 4Fs model.

Our general belief is that you need each of the 4Fs to be in balance.

To recap, the 4Fs are: Fun, Fitness, Finance, and...

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This is why your philosophy sets the sail Feb 25, 2020

The 4Fs: philosophy

Today, the fourth and final ‘F’ in our 4Fs framework…philosophy!

Remember, our framework is about finding a healthy balance between these four different areas of your life:

I once heard the great Jim Rohn say that your personal philosophy effectively sets...

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