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What are your shock absorbers? Sep 15, 2019

Successful investing and wealth creation is about achieving results through cycles, not just over one cycle or a few years.

The best strategies are those that work consistently, and all the time – for decades and centuries – not just some of the time, or for discrete periods.

Just as a successful ...

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This is why you need to understand cycles, booms, and busts Sep 15, 2019

Although great attempts have been made to smooth out the business cycle, the cycles always prevail.

Indeed, cycles are forever prevalent, and not only in markets: there are four seasons, we have our own life cycle…even planets have a life cycle.

And for investors, it’s vital to remember that an un...

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What is financial independence for you? Sep 15, 2019

The terms ā€˜financial freedom’ and ā€˜financial independence’ are used quiet a lot, but they don’t really have a set definition.

The experience is different for everyone, of course, and there’s no one size fits all.

But here’s how we think about financial independence at Next Level Wealth.

Ideally, ...

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Is there really a recession on the way? Sep 06, 2019

If you take a look back through history the US economy seems to go into recession about once a decade, and usually it happens for a period of between about 6 and 18 months.

I can’t remember who said it (Marks? Buffett? A. N. Other?), but there was on old quote about recessions coming around once ev...

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Is this where your passive income will come from? Sep 03, 2019

If you’ve been following my blogs and analysis over the years you’ll have no doubt noticed a number of recurring themes.

Understanding some the big structural trends can help you with your strategy.

Australia has a rapidly growing but ageing population, with about 1.7 million persons now employed ...

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Instead of trying to win, do this Aug 31, 2019

After spending a couple of ā€˜gap years’ travelling and playing cricket I started my first professional role at an odd time of year, and more than once this caused some consternation with my peer group when I was promoted slightly out of sync with the rest of the firm’s intake.

Although some people i...

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Is this why yields are so damn low? Aug 30, 2019

Nominal interest rates and bond yields are now low in Australia, just as they are in many other countries.

In many cases around the world bond yields have even turned negative.

In fact, bond yields have generally been trending lower for the past couple of decades…but why?

As with all market price...

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Should this be your simple big idea? Aug 28, 2019

There’s no right ā€˜approach’ to building wealth, only the right approach for you.

It often makes sense, therefore, to take the key principles of investing, and then reform them into a strategy that works best for you.

Simple is better than complex, and the ideal approach should be both simple and r...

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